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Last updated May 2024
Compare top student loan lenders that can give you a low rate in 2024.
1
Our Choice 2024
5 out of 5
Sallie Mae
Lowest rates shown include 0.25% interest rate discount with auto debit payments.1
Apply online in minutes and receive an instant credit result.2
Multiple repayment options from in-school payments to deferred.1 No origination fee or prepayment penalty.3
Borrow up to 100% of school-certified expenses, whether you're online or on campus.4
Last year, students were 4x more likely to be approved with a cosigner.5
2
5 out of 5
College Ave
Apply in as little as 3 minutes and get an instant credit decision
Multiple repayment options from deferred to immediate principal and interest
Choice of how long you take to repay the loan – 5, 8, 10, or 15 years3
0.25% interest rate reduction when you make required payments by automatic debit2
Borrow up to 100% of your cost of attendance (minimum $1,000)
3
4.5 out of 5
Earnest
Variable rates starting at 4.49% APR (including 0.25% Auto Pay discount)*
Check your eligibility in just 2 minutes
Fast application and decision-making process
Flexible repayment options
No fees for origination, disbursement, prepayment, or late payment
Skip a payment once per year (once repayment period restarted)**
Covers up to 100% of the school's certified cost of attendance
9 month grace period (3 months more than most lenders)***
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With lower interest rates, you can reduce your student loan payments and save big. Compare top refinance lenders and find the best rates for you.
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